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A DETAILED GUIDE to MINIMUM & MAXIMUM Weekly Unemployment Benefit Amounts

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Part 2 of this video is here

In this video, Dr. Nitin Chhoda explores:

1. State Specific Variations Between Minimum and Maximum Benefit Amounts

2. The Concept of ‘Recipiency Rate’

3. The Range of State Unemployment Benefits (State Minimum and Maximum Weekly Unemployment Benefits (Minus the $600 Weekly CARES Act Federal Booster)

Unemployed Americans filing for unemployment insurance due to the pandemic will likely have drastically different experiences depending on where they live.

Some states are more generous and some less so when measured by factors such as the amount and duration of benefits.

Those applying for jobless benefits likely have two simple questions: How much money will I get, and for how long will I get it?

The answers depend on the state where you were employed.

The average person receives $378 a week in unemployment benefits, according to U.S. Labor Department data as of year-end 2019

Mississippi, the least generous state, paid an average $213 a week. Massachusetts, the most generous, paid $555. That means the typical jobless person in Massachusetts gets $1,368 more per month than in Mississippi. So, those same workers in Mississippi and Massachusetts can expect weekly payments of roughly $813 and $1,155 — increases of 282% and 108%, respectively, when compared with the prior status quo.

But average payments don’t provide the whole picture. States put floors and ceilings on weekly benefits.

We’ll go over charts showing:

1. Minimum Weekly Unemployment Benefits

2. The ‘Recipiency Rate’
(just because you’re unemployed or lost your job doesn’t mean you’ll collect benefits)

3. The Range of State Unemployment Benefits – State Minimum and Maximum Weekly Unemployment Benefits (Minus the $600 Weekly CARES Act Federal Booster)
States set caps and minimum benefit amounts for weekly jobless aid. These are the lower and upper bounds that an unemployed worker can expect to get from the system.

4. Average Weekly Unemployment Benefits (with the $600 Booster)

5. Average Weekly Unemployment Benefits Without the Additional $600 Provided by the CARES Act, Scheduled to End in the Last Week of July Without Additional Legislation for Extension

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Reference

https://www.cnbc.com/2020/06/30/this-is-what-unemployment-benefits-will-pay-without-extra-600-a-week.html

https://www.ziprecruiter.com/blog/unemployment-benefits-by-state/

https://www.savingtoinvest.com/maximum-weekly-unemployment-benefits-by-state/

https://www.cnbc.com/2020/04/09/how-much-unemployment-will-i-get-that-depends-on-your-state.html

How to get in touch with your state unemployment agency

https://www.careeronestop.org/LocalHelp/UnemploymentBenefits/unemployment-benefits.aspx

https://www.washingtonpost.com/us-policy/2020/07/22/congress-stimulus-coronavirus-trump/

‘Mitch better have my money’: Unemployment benefits protest held outside McConnell’s home

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