In this training video, Dr. Nitin Chhoda shares valuable insight on 5 things to do when you’re out of work and bills are piling up.

1 – Make sure you are applying for all available benefits.

2 – Make a budget and trim unnecessary expenses.

3 – Proactively reach out to all creditors.

4 – Protect your identity and prevent fraud.

5 – Tap into emergency funds including IRAs and credit cards as a last resort

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