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MILLIONS HAVE LOST HEALTH INSURANCE DURING THE PANDEMIC | HERE ARE THE THREE MAJOR OPTIONS FOR THEM

The country faces historically high levels of unemployment. On top of that, as many as 12 million Americans may have lost their health insurance since February, according to a study by the Economic Policy Institute.

Generally, an individual who list his / her job and is uninsured has three ways to get coverage: through COBRA, on the Affordable Care Act subsidized marketplace or by enrolling in a public plan like Medicaid or Medicare.

In some cases, if a spouse still works at a job that offers family coverage, other family members may be able to join their health plan.

Dr. Chhoda explores available options for those who are uninsured in this video. For more information, please refer to the links in the description below and explore all available options.

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References:

https://www.cnbc.com/2020/08/28/millions-of-americans-lost-health-insurance-amid-pandemic-here-are-options.html

https://www.cnbc.com/2020/04/17/heres-what-you-need-to-know-about-being-furloughed.html

https://www.patientadvocate.org/connect-with-services/case-management-services-and-medcarelines/

https://localhelp.healthcare.gov/#/

https://www.dol.gov/general/topic/health-plans/cobra

https://www.healthcare.gov/

https://www.usa.gov/medicaid

https://www.medicare.gov/

https://help.zenefits.com/COBRA/Understanding_COBRA/01_Employee_Eligibility_for_COBRA/

https://www.shrm.org/resourcesandtools/tools-and-samples/hr-qa/pages/howlongdoescobralast.aspx

https://www.healthcare.gov/glossary/health-savings-account-hsa/

https://www.dol.gov/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/faqs/cobra-continuation-health-coverage-consumer.pdf

https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/faqs/cobra-model-notices.pdf

https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period/

https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period/

https://www.npaf.org/advocates/volunteer-opportunities/getcovered/

https://www.cnbc.com/2020/05/21/how-to-get-medicare-coverage-if-youre-65-or-older-and-lose-your-job.html

https://files.epi.org/pdf/206003.pdf

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