The Federal Funds Rate just took a big tumble and stands at 0.05% today. Some analysts are predicting negative interest rates – a ‘worst case scenario’. In this training video, Dr. Nitin Chhoda explains the ‘dark side’ of negative interest rates, and outlines all the actions taken by the Federal Reserve to help us during this crisis. Here’s what you can expect:

1. History of federal funds rate.. and why it’s important to your future

2. The low savings rate in America… and whether this is a good or bad thing during this crisis

3. What the President Wants (hint – he wants to refinance US federal debt)

4. What the Federal Reserve Chairman has said about a low interest rate environment (and the potential for negative interest rates)

5. Bottom Line – What This Means for You (will it mean a lower mortgage, cheaper car loans and reduced credit card interest?)

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